附表三：一季度主要经营数据同比环比分析表
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附表三：一季度主要经营数据同比环比分析表
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浦发银行
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民生银行
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一季度
|
同比增
|
环比增
|
一季度
|
同比增
|
环比增
|
||||||
|
总资产
|
9500
|
3.83%
|
3.83%
|
10035
|
9.10%
|
9.10%
|
||||||
|
净资产
|
314.19
|
11.03%
|
11.03%
|
487.15
|
-2.93%
|
-2.93%
|
||||||
|
贷款总额
|
5789
|
5.06%
|
5.06%
|
5828
|
5.02%
|
5.02%
|
||||||
|
存款总额
|
8035
|
5.24%
|
5.24%
|
7065
|
5.25%
|
5.25%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
利息收入
|
130.8
|
65.01%
|
16.20%
|
124.21
|
39.64%
|
10.16%
|
||||||
|
利息支出
|
55.3
|
93.83%
|
29.86%
|
58.23
|
33.90%
|
23.88%
|
||||||
|
利息净收入
|
75.5
|
48.80%
|
7.89%
|
65.98
|
45.14%
|
0.35%
|
||||||
|
非息收入
|
4.99
|
71.42%
|
-12.82%
|
14.09
|
275.63%
|
107.86%
|
||||||
|
非息支出
|
1.19
|
49.34%
|
-31.52%
|
0.64
|
28.30%
|
-30.04%
|
||||||
|
非息净收入
|
3.79
|
79.80%
|
-4.60%
|
13.45
|
313.67%
|
129.43%
|
||||||
|
|
|
|
|
|
|
|
||||||
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主营收入
|
135.79
|
65.23%
|
14.80%
|
138.3
|
49.19%
|
15.70%
|
||||||
|
主营成本
|
56.5
|
92.62%
|
27.44%
|
58.87
|
33.84%
|
22.85%
|
||||||
|
主营利润
|
79.29
|
50.04%
|
7.22%
|
79.43
|
63.05%
|
10.92%
|
||||||
|
其他收入
|
1.09
|
-48.47%
|
-63.09%
|
-2.81
|
-991.28%
|
-454.85%
|
||||||
|
营业税金
|
5.86
|
54.27%
|
8.79%
|
6.73
|
69.31%
|
13.68%
|
||||||
|
业务管理费
|
27.08
|
50.59%
|
-19.55%
|
32.25
|
42.41%
|
-19.57%
|
||||||
|
其中付员工
|
21.01
|
72.74%
|
57.05%
|
15.9
|
85.23%
|
-44.61%
|
||||||
|
其中费用
|
6.08
|
4.35%
|
-70.04%
|
16.34
|
16.26%
|
43.58%
|
||||||
|
减值拨备金
|
10.03
|
-29.42%
|
18.09%
|
5.04
|
-22.72%
|
742.58%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
利润总额
|
36.91
|
119.09%
|
38.26%
|
32.55
|
104.55%
|
27.79%
|
||||||
|
所得税
|
8.79
|
24.47%
|
-19.62%
|
7.97
|
64.15%
|
52.18%
|
||||||
|
净利润
|
28.12
|
187.40%
|
78.44%
|
24.59
|
122.47%
|
21.56%
|
||||||
|
所得税率
|
23.82%
|
-43.19%
|
-41.87%
|
24.50%
|
-19.75%
|
19.08%
|
||||||
|
拨备前利润
|
46.94
|
51.14%
|
33.39%
|
37.59
|
67.56%
|
44.19%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
拨备利润比
|
27.18%
|
-67.78%
|
-14.59%
|
15.48%
|
-62.22%
|
559.32%
|
||||||
|
费用收入比
|
34.16%
|
0.37%
|
-24.97%
|
40.60%
|
-12.66%
|
-27.49%
|
||||||
|
员工费用比
|
77.56%
|
14.71%
|
95.22%
|
49.32%
|
30.06%
|
-31.13%
|
||||||
|
费用费用比
|
22.44%
|
-30.71%
|
-62.76%
|
50.68%
|
-18.36%
|
78.51%
|
||||||
|
员工利润比
|
74.71%
|
-39.89%
|
-11.99%
|
64.68%
|
-16.74%
|
-54.43%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
总资产利润
|
1.18%
|
113.01%
|
71.85%
|
0.98%
|
53.52%
|
11.42%
|
||||||
|
净资产利润
|
35.80%
|
134.97%
|
60.71%
|
20.19%
|
-6.86%
|
25.23%
|
||||||
|
非息收入比
|
5.02%
|
20.84%
|
-11.57%
|
20.38%
|
185.01%
|
128.63%
|
||||||
|
贷款利润率
|
3.24%
|
29.44%
|
26.97%
|
2.58%
|
36.37%
|
37.29%
|
||||||
|
存贷利差
|
5.22%
|
27.44%
|
2.69%
|
4.53%
|
18.13%
|
-4.45%
|
||||||
|
|
一季度
|
同比增
|
环比增
|
一季度
|
同比增
|
环比增
|
||||||
|
|
浦发银行
|
民生银行
|
||||||||||
|
|
|
|
|
|
|
|
||||||
|
附表三：一季度主要经营数据同比环比分析表
|
||||||||||||
|
|
招商银行
|
兴业银行
|
||||||||||
|
|
一季度
|
同比增
|
环比增
|
一季度
|
同比增
|
环比增
|
||||||
|
总资产
|
13737
|
4.82%
|
4.82%
|
8662
|
1.74%
|
1.74%
|
||||||
|
净资产
|
747.62
|
9.97%
|
9.97%
|
420.2
|
8.03%
|
8.03%
|
||||||
|
贷款总额
|
7035
|
4.50%
|
4.50%
|
4195
|
4.84%
|
4.84%
|
||||||
|
存款总额
|
9973
|
5.70%
|
5.70%
|
5014
|
-0.79%
|
-0.79%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
利息收入
|
174.78
|
64.72%
|
8.97%
|
122.13
|
52.71%
|
4.01%
|
||||||
|
利息支出
|
56.05
|
48.05%
|
1.89%
|
58.48
|
58.98%
|
0.72%
|
||||||
|
利息净收入
|
118.73
|
73.96%
|
12.67%
|
63.65
|
47.37%
|
7.22%
|
||||||
|
非息收入
|
21.19
|
91.42%
|
-9.37%
|
6.83
|
169.22%
|
-10.57%
|
||||||
|
非息支出
|
1.91
|
21.66%
|
-32.98%
|
0.65
|
52.47%
|
-52.38%
|
||||||
|
非息净收入
|
19.28
|
102.95%
|
-6.09%
|
6.18
|
192.77%
|
-1.48%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
主营收入
|
195.97
|
67.24%
|
6.64%
|
128.96
|
56.29%
|
3.12%
|
||||||
|
主营成本
|
57.96
|
46.99%
|
0.17%
|
59.13
|
58.91%
|
-0.50%
|
||||||
|
主营利润
|
138.01
|
77.50%
|
9.61%
|
69.83
|
54.14%
|
6.39%
|
||||||
|
其他收入
|
-0.89
|
-387.10%
|
-155.28%
|
3.56
|
216.60%
|
0.00%
|
||||||
|
营业税金
|
7.95
|
64.94%
|
11.81%
|
4.61
|
54.19%
|
4.18%
|
||||||
|
业务管理费
|
41.69
|
54.64%
|
-7.19%
|
25.09
|
55.22%
|
3.10%
|
||||||
|
其中付员工
|
21.49
|
40.37%
|
-20.23%
|
9.38
|
48.63%
|
41.52%
|
||||||
|
其中费用
|
20.2
|
73.39%
|
12.35%
|
15.71
|
59.44%
|
-11.27%
|
||||||
|
减值拨备金
|
4.36
|
-55.92%
|
-57.17%
|
4.95
|
-20.98%
|
130.33%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
利润总额
|
83.13
|
126.20%
|
26.34%
|
38.73
|
83.68%
|
29.52%
|
||||||
|
所得税
|
19.94
|
64.52%
|
52.56%
|
7.85
|
12.14%
|
83.43%
|
||||||
|
净利润
|
63.19
|
156.66%
|
19.84%
|
30.88
|
119.25%
|
20.53%
|
||||||
|
所得税率
|
23.99%
|
-27.27%
|
20.76%
|
20.27%
|
-38.95%
|
41.63%
|
||||||
|
拨备前利润
|
87.49
|
87.59%
|
15.15%
|
43.68
|
59.72%
|
36.27%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
拨备利润比
|
5.24%
|
-80.51%
|
-66.10%
|
12.78%
|
-56.98%
|
77.84%
|
||||||
|
费用收入比
|
30.21%
|
-12.88%
|
-15.33%
|
35.93%
|
0.70%
|
-3.09%
|
||||||
|
员工费用比
|
51.55%
|
-9.23%
|
-14.05%
|
37.38%
|
-4.25%
|
37.26%
|
||||||
|
费用费用比
|
48.45%
|
12.13%
|
21.05%
|
62.62%
|
2.72%
|
-13.94%
|
||||||
|
员工利润比
|
34.01%
|
-45.31%
|
-33.43%
|
30.37%
|
-32.21%
|
17.42%
|
||||||
|
|
|
|
|
|
|
|
||||||
|
总资产利润
|
1.84%
|
83.98%
|
14.33%
|
1.43%
|
80.08%
|
18.46%
|
||||||
|
净资产利润
|
33.81%
|
96.75%
|
8.97%
|
29.39%
|
72.82%
|
11.57%
|
||||||
|
非息收入比
|
16.24%
|
16.66%
|
-16.65%
|
9.71%
|
98.67%
|
-8.12%
|
||||||
|
贷款利润率
|
4.97%
|
60.06%
|
10.19%
|
4.16%
|
34.84%
|
29.98%
|
||||||
|
存贷利差
|
6.75%
|
48.43%
|
7.82%
|
6.07%
|
24.42%
|
2.27%
|
||||||
|
|
一季度
|
同比增
|
环比增
|
一季度
|
同比增
|
环比增
|
||||||
|
|
招商银行
|
兴业银行
|
||||||||||